[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.napaz.cz\/neuspesni-podnikatele-maji-problemy\/#Article","mainEntityOfPage":"https:\/\/www.napaz.cz\/neuspesni-podnikatele-maji-problemy\/","headline":"Ne\u00fasp\u011b\u0161n\u00ed podnikatel\u00e9 maj\u00ed probl\u00e9my","name":"Ne\u00fasp\u011b\u0161n\u00ed podnikatel\u00e9 maj\u00ed probl\u00e9my","description":"Ti, kdo soukrom\u011b podnikaj\u00ed, maj\u00ed b\u00fdt \u00fasp\u011b\u0161n\u00ed. Proto\u017ee si na sebe vyd\u011bl\u00e1vaj\u00ed sami a nemohou po\u010d\u00edtat s t\u00edm, \u017ee by […]","datePublished":"2026-04-03","dateModified":"2026-04-03","author":{"@type":"Person","@id":"https:\/\/www.napaz.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.napaz.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ddbdb36321e5b7d4d861793930db080587341c870bd6ed87a3d36e707e2e9ae3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ddbdb36321e5b7d4d861793930db080587341c870bd6ed87a3d36e707e2e9ae3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"napaz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.napaz.cz\/wp-content\/uploads\/ppppppppppppppppppppp_10_10_10_10_8.jpg","url":"https:\/\/www.napaz.cz\/wp-content\/uploads\/ppppppppppppppppppppp_10_10_10_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.napaz.cz\/neuspesni-podnikatele-maji-problemy\/","about":["Zbo\u017e\u00ed"],"wordCount":418,"articleBody":"   Ti, kdo soukrom\u011b podnikaj\u00ed, maj\u00ed b\u00fdt \u00fasp\u011b\u0161n\u00ed. Proto\u017ee si na sebe vyd\u011bl\u00e1vaj\u00ed sami a nemohou po\u010d\u00edtat s t\u00edm, \u017ee by n\u011bkdo vy\u0159e\u0161il jejich p\u0159\u00edpadn\u00e9 probl\u00e9my za n\u011b. A tak se mus\u00ed pracovat tak, aby p\u0159\u00edjmy sta\u010dily na pokr\u00fdv\u00e1n\u00ed v\u0161ech v\u00fddaj\u016f, kter\u00e9 maj\u00ed s on\u00edm podnik\u00e1n\u00edm nebo se soukrom\u00fdm \u017eivotem podnikatel\u016f n\u011bco spole\u010dn\u00e9ho. Teoreticky je to snadn\u00e9. Podnikatel\u00e9 ud\u011blaj\u00ed n\u011bjakou pr\u00e1ci, \u0159eknou si o pen\u00edze, kter\u00e9 jim za to maj\u00ed z\u00e1kazn\u00edci zaplatit, a je po probl\u00e9mu. Ale v\u011bt\u0161ina z n\u00e1s u\u017e dob\u0159e v\u00ed, \u017ee to rozhodn\u011b tak jednoduch\u00e9 nen\u00ed. Proto\u017ee podnikatel\u00e9 sice mohou d\u011blat pr\u00e1ci, kter\u00e1 jim vyhovuje, a mohou za ni po\u017eadovat i takovou finan\u010dn\u00ed odm\u011bnu, aby se jim to vypl\u00e1celo, jen\u017ee kdo v\u00ed, zda najdou v\u017edy z\u00e1kazn\u00edky, kte\u0159\u00ed jim po\u017eadovan\u00e9 pen\u00edze skute\u010dn\u011b zaplat\u00ed.N\u011bkdy prost\u011b nejsou p\u0159\u00edjmy takov\u00e9, jak\u00e9 by m\u011bly b\u00fdt. N\u011bkdy z\u016fst\u00e1vaj\u00ed hodn\u011b daleko za o\u010dek\u00e1v\u00e1n\u00edmi. A n\u011bkdy rostou v\u00fddaje, kter\u00e9 s podobn\u00fdm podnik\u00e1n\u00edm souvisej\u00ed, co\u017e znamen\u00e1 rovn\u011b\u017e nep\u0159\u00edjemnosti. A to pak vede t\u0159eba i k situaci, kdy u\u017e se podnik\u00e1n\u00ed nevypl\u00e1c\u00ed a mo\u017en\u00e1 i prod\u011bl\u00e1v\u00e1. Nikdo z podnikatel\u016f by necht\u011bl n\u011bco podobn\u00e9ho za\u017e\u00edvat. Ale kdekdo to za\u017e\u00edv\u00e1. K podobn\u00fdm pot\u00ed\u017e\u00edm doch\u00e1z\u00ed vcelku \u010dasto. A jak je potom podnikatel\u00e9 \u0159e\u0161\u00ed? Pochopiteln\u011b tak, jak mohou. Tak\u017ee kdy\u017e jsou na n\u011bjakou dobu pot\u0159eba pen\u00edze, kter\u00e9 takov\u00ed podnikatel\u00e9 pr\u00e1v\u011b nemaj\u00ed, p\u0159ich\u00e1zej\u00ed ke slovu i p\u016fj\u010dky.Dost podnikatel\u016f u\u017e aspo\u0148 n\u011bkdy o p\u016fj\u010dce uva\u017eovalo. A dost jich u\u017e o takovou pomoc i po\u017e\u00e1dalo. Ale ne v\u0161ichni byli \u00fasp\u011b\u0161n\u00ed. Kdekdo po\u017e\u00e1dal t\u0159eba o bankovn\u00ed podnikatelskou p\u016fj\u010dku, ale neusp\u011bl, proto\u017ee nebyl tak dokonal\u00fdm \u017eadatelem, jak\u00e9ho by si banky p\u0159edstavovaly. A n\u011bkdo takov\u00fd ode\u0161el s pr\u00e1zdnou. A dal\u0161\u00ed podnikatel\u00e9 se dost\u00e1vaj\u00ed do podobn\u00e9 situace i nyn\u00ed.A co podniknout, kdy\u017e n\u011bjak\u00e1 banka odm\u00edtne podnikateli p\u016fj\u010dku poskytnout? P\u0159ece oslovit nebankovn\u00ed spole\u010dnost, u kter\u00e9 se snadno z\u00edsk\u00e1 nebankovn\u00ed hypot\u00e9ka bez registru. A je po probl\u00e9mech.                                                                                                                                                                                                                                                                                                                                                                                                  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